Panicking will only paralyze the brain and your actions. Panic is definitely not the right reaction when he saw a nominal charge which suddenly swell. You must control the panic that arise and focus on the solution step.
make a note
Make a note of the income and expenditure, and keep it. Defer all shopping desires until you pay off all existing obligations.
Do not shy away
When you encounter difficulties completing various bills, do not run, withdrawal, or avoidance. Face it bravely. Take time to calculate and adjust the payment. Meet the bank or creditor, consult to find the best solution for both parties.
begin to repay
If you can not pay off various bills that exist at the same time, you can finish it in installments. Pay first bills that have high interest, a new finish that lower interest rates.
Cash only
As far as possible if you have to shop more, pay cash. Do not increase the burden of new debt in credit cards.
Complete
It takes hard work to resolve all existing responsibilities. Perform and complete one by one. If your income does not allow to get you out of debt is there, then you should consider seeking additional income.
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